:root{--paper: #ffffff;--paper-alt: #f4f7ff;--paper-deep: #e9effe;--ink: #172033;--ink-soft: #414b5e;--ink-faint: #6c778a;--primary: #1e47e6;--primary-deep: #1536b4;--primary-soft: #c9d6fb;--primary-wash: #edf1fe;--accent: #0fae6e;--accent-deep: #0a8a57;--accent-soft: #bfebd7;--accent-wash: #e7f8f0;--amber: #b7791f;--amber-wash: #fbf3e2;--line: #dee5f2;--line-strong: #172033;--good: #0fae6e;--focus: #1e47e6;--ff-display: "Space Grotesk", ui-sans-serif, system-ui, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--ff-body: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;--ff-mono: "IBM Plex Mono", ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;--radius: 14px;--radius-input: 11px;--radius-chip: 7px;--shadow-sm: 0 1px 2px rgba(23, 32, 51, .06);--shadow: 0 1px 2px rgba(23, 32, 51, .06), 0 18px 40px -28px rgba(30, 71, 230, .3);--maxw: 1200px;--pad: clamp(3rem, 7vw, 6rem)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--ff-body);font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}@media(max-width:640px){body{font-size:16px}}h1,h2,h3,h4{font-family:var(--ff-display);color:var(--ink);line-height:1.15;letter-spacing:-.018em;font-weight:700;margin:0 0 .6em}h1{font-size:clamp(2rem,4.6vw,3.15rem)}h2{font-size:clamp(1.5rem,2.9vw,2.1rem)}h3{font-size:1.22rem}p{margin:0 0 1.05rem}a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}strong{font-weight:650;color:var(--ink)}img{max-width:100%;height:auto;display:block}:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 clamp(1.1rem,4vw,2.2rem)}.section{padding:var(--pad) 0}.section--tight{padding:clamp(2.2rem,4.4vw,3.6rem) 0}.section--loose{padding:clamp(3.4rem,8vw,7rem) 0}.section--alt{background:var(--paper-alt)}.section--deep{background:var(--paper-deep)}.pt-tight{padding-top:clamp(1.4rem,3vw,2.2rem)}.max-w-780{max-width:780px;margin:0 auto}.mt-1{margin-top:1rem}.mt-2{margin-top:2rem}.mb-0{margin-bottom:0}.mono,.num{font-family:var(--ff-mono);font-variant-numeric:tabular-nums;letter-spacing:-.01em}.skip{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:.7rem 1.1rem;border-radius:0 0 10px;z-index:200}.skip:focus{left:0}.section-head{max-width:760px;margin-bottom:clamp(1.6rem,3vw,2.6rem)}.section-head h2{margin-bottom:.4rem}.section-head p{color:var(--ink-soft);margin:0}.eyebrow{font-family:var(--ff-mono);font-size:.73rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin:0 0 .7rem}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--ff-display);font-weight:600;font-size:.98rem;padding:.8rem 1.4rem;border-radius:999px;border:1.5px solid transparent;cursor:pointer;transition:transform .08s ease,box-shadow .15s ease,background .15s ease;min-height:46px;text-align:center;line-height:1.1}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn--primary{background:var(--primary);color:#fff;box-shadow:0 8px 22px -12px #1e47e6b3}.btn--primary:hover{background:var(--primary-deep)}.btn--accent{background:var(--accent);color:#fff}.btn--accent:hover{background:var(--accent-deep)}.btn--ghost{background:#fff;color:var(--primary);border-color:var(--primary-soft)}.btn--ghost:hover{border-color:var(--primary);background:var(--primary-wash)}.btn--lg{padding:1rem 1.7rem;font-size:1.05rem;min-height:54px}.btn--block{width:100%}.chips{list-style:none;display:flex;flex-wrap:wrap;gap:.55rem;padding:0;margin:1.2rem 0 0}.chip{font-family:var(--ff-mono);font-size:.76rem;font-weight:600;letter-spacing:.01em;padding:.4rem .75rem;border-radius:var(--radius-chip);border:1px solid var(--line);background:#fff;color:var(--ink-soft)}.chip--free{color:var(--accent-deep);border-color:var(--accent-soft);background:var(--accent-wash)}.chip--safe{color:var(--primary-deep);border-color:var(--primary-soft);background:var(--primary-wash)}.head-utility{background:var(--ink);color:#fff;font-size:.79rem}.head-utility .wrap{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding-top:.5rem;padding-bottom:.5rem;flex-wrap:wrap}.head-utility__status{display:inline-flex;align-items:center;gap:.5rem;font-family:var(--ff-mono)}.head-utility__status b{color:#fff}.head-utility__trust{color:#aebbd6;font-family:var(--ff-mono);letter-spacing:.02em}.dot-pulse{width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 #0fae6e99;animation:pulse 2.2s infinite}@keyframes pulse{0%{box-shadow:0 0 #0fae6e8c}70%{box-shadow:0 0 0 7px #0fae6e00}to{box-shadow:0 0 #0fae6e00}}.site-head{background:#ffffffeb;backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:100}.site-head__bar{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding-top:.75rem;padding-bottom:.75rem}.brandmark{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--ff-display);font-weight:700;font-size:1.16rem;color:var(--ink);letter-spacing:-.02em}.brandmark:hover{text-decoration:none}.brandmark__logo{width:30px;height:30px;flex:none}.brandmark--foot{color:var(--ink)}.menu-toggle{display:none;background:none;border:1px solid var(--line);border-radius:9px;padding:.45rem;cursor:pointer}.nav{display:flex;align-items:center;gap:1.5rem}.nav a{color:var(--ink-soft);font-weight:500;font-size:.97rem}.nav a:hover{color:var(--primary);text-decoration:none}.nav__cta{color:#fff!important}@media(max-width:900px){.menu-toggle{display:inline-flex}.nav{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:.5rem 0;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none}.nav--open{display:flex}.nav a{padding:.85rem clamp(1.1rem,4vw,2.2rem);border-top:1px solid var(--line)}.nav__cta{margin:.6rem clamp(1.1rem,4vw,2.2rem);border-radius:999px}}.hero{padding:clamp(2.4rem,5vw,4.2rem) 0 clamp(2.4rem,5vw,4rem);border-bottom:1px solid var(--line);background:radial-gradient(120% 120% at 88% -10%,var(--primary-wash) 0%,rgba(237,241,254,0) 55%)}.hero__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(1.6rem,4vw,3.2rem);align-items:center}.hero__content h1{margin-bottom:.7rem}.hero__lede{font-size:1.16rem;color:var(--ink-soft);max-width:38ch;margin-bottom:1.4rem}.hero__actions{display:flex;flex-wrap:wrap;gap:.7rem;margin-bottom:1rem}.meta-note{font-size:.86rem;color:var(--ink-faint);max-width:46ch;margin:0}@media(max-width:880px){.hero__grid{grid-template-columns:1fr}.hero__media{order:-1}}.estimator{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:clamp(1.2rem,2.4vw,1.7rem);position:relative}.estimator__head{margin-bottom:1.1rem}.estimator__head h2{font-size:1.18rem;margin-bottom:.25rem}.estimator__head p{font-size:.85rem;color:var(--ink-faint);margin:0}.estimator__row{margin-bottom:1rem}.estimator__label{display:flex;justify-content:space-between;align-items:baseline;font-size:.85rem;color:var(--ink-soft);font-weight:500;margin-bottom:.4rem}.estimator__val{font-family:var(--ff-mono);font-weight:600;color:var(--ink);font-size:.98rem}.estimator__seg{display:flex;gap:.4rem;flex-wrap:wrap}.estimator__seg button{flex:1;min-width:64px;font-family:var(--ff-mono);font-size:.8rem;font-weight:600;padding:.5rem .4rem;border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--ink-soft);cursor:pointer}.estimator__seg button[aria-pressed=true]{background:var(--primary-wash);border-color:var(--primary);color:var(--primary-deep)}input[type=range]{width:100%;accent-color:var(--primary);height:26px;cursor:pointer}.estimator__result{background:var(--accent-wash);border:1px solid var(--accent-soft);border-radius:12px;padding:1rem 1.1rem;margin:1.1rem 0 .8rem;text-align:center}.estimator__result-label{font-size:.8rem;color:var(--accent-deep);font-weight:600;letter-spacing:.02em;margin-bottom:.15rem}.estimator__amount{font-family:var(--ff-mono);font-weight:600;font-size:2.3rem;color:var(--accent-deep);line-height:1;letter-spacing:-.02em}.estimator__amount span{font-size:1rem;color:var(--ink-faint);font-weight:500}.estimator__subgrid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:.5rem;margin-bottom:.9rem}.estimator__sub{background:var(--paper-alt);border:1px solid var(--line);border-radius:10px;padding:.55rem .6rem;text-align:center}.estimator__sub-k{font-size:.68rem;color:var(--ink-faint);margin-bottom:.15rem}.estimator__sub-v{font-family:var(--ff-mono);font-weight:600;font-size:.92rem;color:var(--ink)}.estimator__note{font-size:.76rem;color:var(--ink-faint);margin:0 0 .9rem;line-height:1.45}.trustpanel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.3rem,2.6vw,2rem);box-shadow:var(--shadow-sm)}.trustpanel__title{font-family:var(--ff-display);font-weight:700;font-size:1.15rem;margin-bottom:1.1rem}.trustcols{display:grid;grid-template-columns:1fr 1fr;gap:1.4rem}@media(max-width:640px){.trustcols{grid-template-columns:1fr}}.trustcol h3{font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;font-family:var(--ff-mono);margin-bottom:.7rem}.trustcol--will h3{color:var(--primary-deep)}.trustcol--wont h3{color:var(--accent-deep)}.trustcol ul{list-style:none;margin:0;padding:0}.trustcol li{display:flex;align-items:flex-start;gap:.55rem;padding:.4rem 0;font-size:.95rem;color:var(--ink-soft)}.trustcol li:before{content:"";width:18px;height:18px;flex:none;margin-top:2px;border-radius:50%;background-position:center;background-repeat:no-repeat;background-size:12px}.trustcol--will li:before{background-color:var(--primary-wash);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%231536b4' stroke-width='3'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E")}.trustcol--wont li:before{background-color:var(--accent-wash);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%230a8a57' stroke-width='3'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E")}.breakdown{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm)}.breakdown__row{display:flex;justify-content:space-between;align-items:center;gap:1rem;padding:.85rem clamp(1rem,2.4vw,1.5rem);border-bottom:1px solid var(--line)}.breakdown__row:last-child{border-bottom:0}.breakdown__row--total{background:var(--primary-wash)}.breakdown__row--result{background:var(--accent-wash)}.breakdown__label{color:var(--ink-soft);font-size:.96rem}.breakdown__row--total .breakdown__label,.breakdown__row--result .breakdown__label{font-weight:600;color:var(--ink)}.breakdown__val{font-family:var(--ff-mono);font-variant-numeric:tabular-nums;font-weight:600;color:var(--ink);font-size:1.02rem;white-space:nowrap}.breakdown__row--result .breakdown__val{color:var(--accent-deep);font-size:1.18rem}.breakdown__note{font-size:.82rem;color:var(--ink-faint);margin:.9rem 0 0}.steprail{display:grid;grid-template-columns:repeat(4,1fr);gap:1.1rem}@media(max-width:860px){.steprail{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steprail{grid-template-columns:1fr}}.steprail__item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;position:relative}.steprail__n{font-family:var(--ff-mono);font-weight:600;font-size:.85rem;color:var(--primary);background:var(--primary-wash);border-radius:7px;display:inline-block;padding:.2rem .55rem;margin-bottom:.8rem}.steprail__t{font-family:var(--ff-display);font-weight:600;font-size:1.05rem;margin-bottom:.35rem}.steprail__b{font-size:.92rem;color:var(--ink-soft);margin:0}.cardgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}@media(max-width:880px){.cardgrid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.cardgrid{grid-template-columns:1fr}}.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.3rem;transition:border-color .15s ease,box-shadow .15s ease,transform .08s ease}.card:hover{text-decoration:none;border-color:var(--primary-soft);box-shadow:var(--shadow);transform:translateY(-2px)}.card__title{font-family:var(--ff-display);font-weight:600;font-size:1.08rem;color:var(--ink);margin-bottom:.4rem}.card__desc{font-size:.9rem;color:var(--ink-soft);margin:0 0 1rem;flex:1}.card__more{font-family:var(--ff-mono);font-size:.82rem;font-weight:600;color:var(--primary)}.article{display:grid;grid-template-columns:1fr 360px;gap:clamp(1.6rem,3vw,2.8rem);align-items:start}@media(max-width:940px){.article{grid-template-columns:1fr}.article aside{order:2}}aside{position:sticky;top:92px}@media(max-width:940px){aside{position:static}}.leadform{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(1.2rem,2.6vw,1.7rem);box-shadow:var(--shadow)}.leadform__head{margin-bottom:1.1rem}.leadform__head h2{font-size:1.18rem;margin-bottom:.25rem}.leadform__head p{font-size:.85rem;color:var(--ink-faint);margin:0}.field{margin-bottom:.95rem}.field--hp{position:absolute;left:-9999px;height:0;overflow:hidden}.field label{display:block;font-size:.85rem;font-weight:500;color:var(--ink-soft);margin-bottom:.35rem}.field input,.field select{width:100%;font-family:var(--ff-body);font-size:1rem;color:var(--ink);padding:.7rem .8rem;border:1px solid var(--line);border-radius:var(--radius-input);background:#fff;min-height:46px}.field input:focus,.field select:focus{border-color:var(--primary);outline:none;box-shadow:0 0 0 3px var(--primary-wash)}.consent{display:flex;align-items:flex-start;gap:.6rem;font-size:.82rem;color:var(--ink-soft);margin:.4rem 0 1.1rem;line-height:1.5}.consent input{margin-top:.2rem;width:18px;height:18px;flex:none;accent-color:var(--primary)}.form-note{font-size:.78rem;color:var(--ink-faint);margin:.8rem 0 0;line-height:1.5}.plain{background:var(--primary-wash);border-left:3px solid var(--primary);border-radius:0 12px 12px 0;padding:1rem 1.2rem;margin:1.8rem 0}.plain__label{font-family:var(--ff-mono);font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;color:var(--primary-deep);margin-bottom:.35rem}.plain p{margin:0;color:var(--ink)}:dir(rtl) .plain{border-left:0;border-right:3px solid var(--primary);border-radius:12px 0 0 12px}.prose{max-width:100%}.prose .lede{font-size:1.16rem;color:var(--ink-soft)}.prose h2{margin-top:2.2rem}.prose ul,.prose ol{padding-left:1.3rem}.prose li{margin-bottom:.4rem}.prose figure{margin:1.6rem 0}.prose figure img{border-radius:var(--radius);border:1px solid var(--line)}.page-top-img img{border-radius:var(--radius);border:1px solid var(--line)}.notice{background:var(--amber-wash);border:1px solid #ecd9a8;border-radius:12px;padding:1rem 1.2rem;font-size:.84rem;color:#7a5512;line-height:1.6}.callout{background:var(--amber-wash);border-left:3px solid var(--amber);border-radius:0 12px 12px 0;padding:1rem 1.2rem;margin:1.6rem 0}.callout__label{font-family:var(--ff-mono);font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--amber);margin-bottom:.3rem}:dir(rtl) .callout{border-left:0;border-right:3px solid var(--amber);border-radius:12px 0 0 12px}.toc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:1.1rem 1.2rem}.toc__title{font-family:var(--ff-mono);font-size:.74rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-faint);margin-bottom:.6rem}.toc ul{list-style:none;margin:0;padding:0}.toc li{margin-bottom:.35rem}.toc a{font-size:.9rem;color:var(--ink-soft)}.faq{margin-top:2.4rem}.faq h2{margin-bottom:1rem}.faq details{border:1px solid var(--line);border-radius:11px;padding:.2rem 1.1rem;margin-bottom:.6rem;background:#fff}.faq summary{cursor:pointer;font-family:var(--ff-display);font-weight:600;padding:.85rem 0;list-style:none;color:var(--ink)}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:var(--primary);font-weight:600;font-family:var(--ff-mono)}.faq details[open] summary:after{content:"–"}.faq details p{margin:0 0 .9rem;color:var(--ink-soft)}:dir(rtl) .faq summary:after{float:left}.crumbs{border-bottom:1px solid var(--line);background:var(--paper-alt);font-size:.84rem}.crumbs .wrap{padding-top:.7rem;padding-bottom:.7rem;display:flex;flex-wrap:wrap;gap:.45rem;align-items:center}.crumbs a{color:var(--ink-soft)}.crumbs span[aria-hidden]{color:var(--ink-faint)}.ctaband{background:var(--ink);color:#fff;border-radius:var(--radius);padding:clamp(1.6rem,4vw,2.8rem);display:flex;align-items:center;justify-content:space-between;gap:1.6rem;flex-wrap:wrap}.ctaband__body{flex:1;min-width:260px}.ctaband__body h2{color:#fff;margin-bottom:.4rem}.ctaband__body p{color:#c2cbe0;margin:0;max-width:60ch}.ctaband__actions{display:flex;gap:.7rem;flex-wrap:wrap}.ctaband .btn--ghost{background:transparent;color:#fff;border-color:#fff6}.ctaband .btn--ghost:hover{background:#ffffff1a}.langbar{display:flex;flex-wrap:wrap;gap:.35rem .8rem;margin-top:1rem}.langbar a{font-size:.85rem;color:var(--ink-soft)}.langbar a[aria-current=true]{color:var(--primary);font-weight:600}.site-foot{background:var(--paper-alt);border-top:1px solid var(--line);padding:clamp(2.6rem,5vw,4rem) 0 2rem;margin-top:1rem}.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:2rem;margin-bottom:2rem}@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}@media(max-width:520px){.foot-grid{grid-template-columns:1fr}}.foot-brand p{font-size:.9rem;color:var(--ink-soft);max-width:42ch;margin:.7rem 0 0}.foot-col h3{font-size:.8rem;text-transform:uppercase;letter-spacing:.08em;font-family:var(--ff-mono);color:var(--ink-faint);margin-bottom:.8rem}.foot-col ul{list-style:none;margin:0;padding:0}.foot-col li{margin-bottom:.5rem}.foot-col a{font-size:.92rem;color:var(--ink-soft)}.foot-legal{border-top:1px solid var(--line);padding-top:1.4rem}.foot-legal p{font-size:.78rem;color:var(--ink-faint);line-height:1.6;margin:0 0 .6rem}.home-editorial__grid{display:grid;grid-template-columns:1.5fr 1fr;gap:clamp(1.4rem,3vw,2.6rem)}@media(max-width:860px){.home-editorial__grid{grid-template-columns:1fr}}.home-editorial__side{background:var(--paper-alt);border:1px solid var(--line);border-radius:var(--radius);padding:1.4rem}.home-editorial__side h2{font-size:1.15rem}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.001ms!important;transition-duration:.001ms!important;scroll-behavior:auto!important}}